Other Services...
Mortgages can at times seem complicated as there are so many different costs that can be incurred and various different professionals who need to be involved. How do you know what costs you have to pay, which ones are optional and which ones could be avoided?
At what point do you get a solicitor and surveyor, who should you deal with and how much does it cost?
The good news is that B-Spoke mortgages can answer all of these questions and more. Prior to arranging any mortgage we provide you with a cost of moving quotation, which based on your borrowing requirement provides you with an indication of costs you are likely to incur and when these are payable. This ensures there are no 'hidden suprises' or unexpected expenses you hadn't planned for.
Conveyancing...
Should you require a solicitor, we offer two options depending on your individual preference.
Local Solicitor
We can provide details and an introduction to local solicitors who will provide you with competitive fees for both purchase and sale of your property.
On-line Conveyancing
- We will provide you with instant competitive quotes for both buying and selling.
- Online case tracking 24 hours a day 7 days a week. Check for updates about your transaction anytime, anywhere.
- Online instruction facility.
- A dedicated service Helpline along with a direct dial telephone no. and personal eŽmail contact to give you access to the legal team
The choice is yours.
Surveys...
Once you have chosen a property, the lender needs to check its value and structural condition.
It's vital to get a survey done by a reputable company and use a surveyor who has in-depth knowledge of the area. For this reason, B-Spoke Mortgages only use local surveyors who have many years experience.
The cost of a survey depends on the value of the property and the thoroughness of the report. The different types will be fully explained with advice on which type may best suit the property you are buying.
We can organise your survey for you at no extra cost and have negotiated preferential fees for our clients, with discounts applicable should you be unsuccessful with your offer and require second or subsequent surveys.
The FSA do not regulate legal advice or surveys.
B-Spoke Mortgages & Property Management Limited Liability Partnership is an appointed representative of Sesame Limited which is authorised and regulated by the Financial Services Authority.
This site is intended for UK customers only.